This report covers the period from April to now. During these months I was involved in the various initiatives that have been discussed by others, as well as working on building alliances with our “sister” organizations. I see this as a key to our continued success and relevance for our members.

In September I was unexpectedly hospitalized for two weeks with a resultant serious heart related diagnosis. While I am back at home, I will need ongoing treatment and lifestyle adjustments to the “new normal” which many of us must deal with from time to time as we age. During my hospital stay I was fortunate enough to be part of an innovative “hospital at home” program which I intend to write about. It is one way to address the demands on our health care system.

I will not be standing for office in the spring. Over the next six months I intend to remain involved with the BCGREA but in a lesser capacity. Health permitting. I look forward to others stepping into new roles.

I would like to express my thanks to my fellow table officers who have stepped up given this unexpected turn of events. The BCGREA is in good hands.

Best wishes for the upcoming holidays.

As the year comes to an end and the holiday lights start to sparkle, I want to take a moment to say a heartfelt thank you. Your support, your comments, and the simple act of reading what we share means more to us than you might imagine.

Whether you’ve been a member of our Association for many years or have just joined us recently, please know how much we appreciate you. Our community thrives because of members like you—your enthusiasm, participation, and support inspire us every day.

This season is about connection and gratitude — two things we’ve felt in abundance this year because of you. We hope your Holidays are filled with warmth, laughter, and a touch of magic — and that the New Year brings new stories, new adventures, and plenty of reasons to smile.

And because it is the season for sharing, we’d love to hear from you. If you have any special holiday traditions, memories, or recipes that bring you joy, tell us about them! We’d be delighted to share your stories with our readers in the spirit of the season.

On behalf of the Table Officers and the Communications Committee, we wish you a safe, joyful, and love-filled holiday season!

Edna Park, chair of the BCGREA Kamloops Branch 500, enjoys her many hats, particularly the one she’s held for over 18 years, Board Director for BC Wildlife Park (https://www.bcwildlife.org/testrocket.htm). Having reluctantly moved from the Cariboo to a new job at a call center, Edna missed face-to-face contact. Seeking something more fulfilling, she sought out the BC Wildlife Park, after some coaxing from her son-in-law. There she met Hamilton, a little black bear mistaken for a grizzly. Upon realizing their mistake, the park intended to return him to the wild. Coming from a foster care background, Edna gathered over 500 signatures in support of keeping Hamilton. She presented these to the park: Hamilton was kept, and Edna was on the Board!

In 2012, the park was asked to take in a Kermode bear, or spirit bear. His mother had been accidentally killed. Despite rehabilitation, the cub was not going to survive in the wild.

The park named him Clover. His first home was built with lucky pennies. At the time, Canada had dropped production of the penny so the park ran a campaign, urging people to donate their pennies. Clover’s enclosure now resides on a couple acres and includes two swimming holes.

With his antics and character, Clover quickly became beloved. One of his favorite past times is climbing 50-foot trees and dangling his feet in the air, particularly when school children are present. He’ll swing his legs around, without a care in the world, then shimmy down and look towards the children. Undoubtedly they clap and Clover, a natural performer, takes the form of a little bow.

The Kermode bear is a sub species of the American black bear. It’s estimated that only 400 fully white bears exist. Clover is the only known spirit bear in human care. In 2006, the Province of British Columbia, recognizing the cultural significance of the spirit bear for Indigenous communities, declared the spirit bear the official provincial mammal. Long revered as courageous protectors on the land, spirit bears have never been hunted and have always been guarded against trappers and trophy hunters. With their white fur, fish do not recognize the colour as predatory, enabling spirit bears to catch food in abundance.

The BC Wildlife Park is open varying hours from mid-March to mid-October and offers a host of activities, including guided tours, animal encounters, and special events. When in Kamloops, make a point of stopping by.

EGM Summary October 15, 2025

Attendance: Zoom delegates (39); Zoom observers (18)
The Table Officers broadcast via Zoom from the sound studio at Gateway Community Church, 2884 Gladys Avenue, Abbotsford.

Wilf Brodrick (1st Vice President) chaired and welcomed everyone. Brian Green (President) spoke briefly. He will finish this term but will not run for President at the spring AGM.

View Table Officer and Committee Reports at
https://bcgrea.ca/egm-2025-news/

One Motion and two Resolutions were presented and passed.

1. Honorariums

As per BCGREA policy, it was moved to approve the payment of 2025 honorariums to Directors as submitted by the branches. Details are available within the reports.

2. Resolution to Increase the Dues of the British Columbia Government Retired Employees’ Association

Whereas, pursuant to Article 5 of the BCGREA Bylaws, annual dues and any changes thereto, shall be determined by a Special Resolution, passed by a majority of not less than 75 percent of the votes cast at an Annual General Meeting or an Extraordinary General Meeting of the Association, and

Whereas the large increase in our membership in recent years has resulted in the necessity to hire professional help to do work that in the past could be done by volunteers, and

Whereas over 78% of respondents to the March 2025 member survey supported a $5 per year increase, and

Whereas the dues of the BCGREA have remained at the current $20.00 per year for many years while the costs of providing the level of service our members expect have been steadily rising,

Therefore, be it resolved that:
The annual membership dues of the Association be increased from $20.00 per year to $25.00 per year for individual members, and $40.00 per year for couples, effective January 2, 2026, and
Be it further resolved that this change be communicated to the British Columbia Pension Corporation so it can be implemented in time for the 2026 Dues Check-Off remittance to the Association.

3. Resolution Related to the Position of Immediate Past President

Whereas the position of Immediate Past President was intended to be a temporary bridge to provide continuity when there is a change in the Officers of the Association, and

Whereas there is currently no time limit on how long a living Immediate Past President can be required to hold this position after leaving the President’s position, and

Whereas the Bylaws specify and require an Immediate Past President to undertake certain duties and obligations until a subsequent new President is elected,

Therefore, be it resolved that Article 27 of the Bylaws be amended to read:
27. (a) The Directors of the Association shall be the President, First Vice-President, Second Vice-President, Secretary, Treasurer, Membership Secretary, and the Chairperson of each branch.
(b) Following the election of a new President, the Immediate Past President shall continue as a Director for one year.

And be it further resolved that Article 29 of the Bylaws be amended to read:
29. (a) The Officers of the Association shall be the President, First Vice-President, Second Vice-President, Secretary, Treasurer, and Membership Secretary.
(b) Following the election of a new President, the Immediate Past President shall continue as an Officer for one year. And be it further resolved that Article 42 of the Bylaws be amended to delete Section 42.
(c) “The Past President shall chair the Nominating Committee.” And be it resolved that Article 45 of the Bylaws be amended to read: 45(a) The Table Officers shall appoint three members to serve as a Nominating Committee and name a Chairperson of the Committee.

Lastly, Folks Digital presented the Benefits and Pitfalls of Facebook & Instagram.

For more information on any of these items, visit https://bcgrea.ca/egm-2025-news/ or email info@bcgrea.ca

Directors’ Meeting - October 15, 2025

Attendance: Via Zoom (28); in person (6)

The Directors’ Meeting is an opportunity for a Q & A session to discuss members’ concerns.

Central support assistance to branches varies by branch and depends on what the branch needs. Jodine would prefer to look after the deceased, resignations, and new members as it impacts other areas of the Association.

Topics Discussed

1. Finding speakers for presentations.
2. Using Zoom Summary to help your secretary.
3. Revitalizing a branch. Using an open house routine.
4. Training for branch executives on both Zoom and Findjoo.
5. Where to distribute BCGREA brochures: BCGEU offices? Service BC offices?
6. Newsletter ideas are found on BCGREA branch web pages.

Q&A

? We had a query on ESG investments re: Gaza/Israel.
✓ The response from PSPP was shared. The PPSP makes seriously ethical investments knowing that the purpose of PSPP is to raise funds for pensions.

? Given the pending increase in membership dues revenue, are there any plans to increase admin support hours?
✓ Currently, there are no plans to extend the contract or add more staff. However, Table Officers goal is to provide adequate support to members and there is capacity to add hours if needed.

? Management of branch accounts.
✓ This is on the agenda for the Finance Committee meeting.

? Affiliates – do we have reps for them?
✓ COSCO, yes – five members.

? Is there an update on whether working employees can join BCGREA? (Federal government and BC Hydro allow working folks to join retiree associations.)
✓ Our bylaws require that persons must be collecting a pension to belong to BCGREA. Bylaws and Resolutions are planning to meet to discuss this process.

? Honorariums, why are the numbers so different for each branch?
✓ They depend on branch size for total provided and each branch decides how to distribute funds for more branch autonomy.

? Are T4s issued?
✓ T4As are issued for over $500 and remitted annually.

? Are decisions re: honorariums made at board level, or member level?
✓ Best practice is to include membership in all decisions.

BCGREA Dues Increase Notification

Effective January 1, 2026, annual membership for the primary member will increase to $25, our first increase in 16 years. As an incentive for partners to join, a partner can be added to the primary membership for only $15, for a total of $40.

The resolution for the increase in dues was passed at the BCGREA EGM on October 15, 2025. This small dues increase is needed to ensure our Association will be able to continue representing our members in the most professional and effective manner possible.

For our members on automatic payment, the new dues will be deducted from your February 2026 pension payment. Cash paying members will be invoiced in December to allow payment by January 2, 2026.

To help with your questions, we’ve compiled a list of Q&A below. If we’ve left you with unanswered queries, please email us at info@bcgrea.ca.

Q & A Regarding Dues Increase

? When will the dues increase come into effect?
✓ January 1, 2026, although members with automatic dues deduction (DCO) will have their dues taken off their February pension cheque.

? Why is there a discounted rate to add a partner to the primary membership?
✓ The reduced rate to add a partner to the primary membership is designed to make it easier and more appealing for both partners to join and participate in BCGREA. By offering a lower combined rate, we encourage families to be involved together, helping to strengthen our community and expand our membership.

? If both partner receive a PSPP pension and are currently enrolled as primary members, will they receive the combined rate?
✓ Not automatically. To receive the combined rate, they should contact Central Support and request to have their membership converted so that one partner pays the combined rate. They will still be able to select their individual email and mail out preferences if they wish.

BCGREA PRESENTS In Cooperation with the BC Public Sector Retiree Group

The Public Sector Retiree Group (PSRG) is a partnership of:

Together, we represent more than 40,000 members and advocate for the well-being of all seniors across British Columbia.

What They DON’T Tell You About Retirement

There’s no shortage of advice about how to prepare for retirement — deadlines, financial checklists, and everything you need to do before your final workday. But what happens after you retire? How does life really change once the routine of work fades away? Are you ready for that next step?

The BC Government Retired Employees’ Association (BCGREA) recently partnered with our friends in the BC Public Sector Retiree Group (PSRG) to record a roundtable discussion on life after retirement.

The conversation focused on the personal adjustments that come with this major life change — the unexpected freedoms, the emotional shifts, and the new rhythms that take time to settle into. Many retirees find that while retirement brings joy and opportunity, it can also present surprising challenges that require patience and self discovery.

Watch the Discussion
You can watch the full video presentation here: https://www.youtube.com/watch?v=5dval-w_SQw
We’d love to hear what you think about the program — and about your own retirement journey.
Send your comments to: thepen@bcgrea.ca

Happy Anniversary Lorraine and Bill Lawrence

Lorraine and Bill are members of the Peace River Branch 1400. In April 2024 they celebrated their 70th Anniversary. It is always fun to meet up with them at our meetings and parties. Lorraine worked for the BC Ministry of Agriculture in Dawson Creek. Lorraine and Bill had a mixed farm in North Rolla where one year they even had a field of sunflowers. Their age doesn’t slow them down. In 2025 Bill will be 93 and Lorraine will be 91. There is always a project on the go like gardening or helping others with what has to be done.

The Outdoor Ramblers Br2100 by Benita Antonio

In fall 2023 we launched a series of walks in the Lower Mainland. As we approach our 8th walk in 2025, the momentum has been building with more members participating. The enjoyment is a combination of getting to know each other, learning and sharing knowledge of the flora and fauna we encounter, and the opportunity to exercise in beautiful locations in the Lower Mainland.

Our walks have been varied, taking us through forest trails and open parklands by the Fraser River, stunning private gardens open to the public, and Reifel Bird Sanctuary in Delta. Walks are arranged every 2–3 months and are generally completed within two hours on relatively even terrain.

We have members who regularly participated, some who joined after reading the newsletters (hence the importance of The PEN to membership), and others who were simply attracted to the walk location. Meeting members who may not attend our meetings but are looking for other ways to actively participate gives validation to offering alternative activities within local branches.

We walk spring, summer, and fall avoiding November through February because trails tend to be slippery and the weather is often unpleasant. Otherwise, we walk rain or shine.

So, get out there and walk with your local branch members. It’s fun!

Interview with Eileen Griffin by Kathy Northrop

At 103, Mt. Arrowsmith BCGREA member Eileen Griffin can’t offer any secrets to her longevity. She just says she has strong inner resources from a life filled with change.

As a London teenager in the 1930s, Eileen wanted to study hairdressing, but her father insisted she attend secretarial college to learn shorthand and typing. “Now I am glad I did because it kept me going when I needed it.”

Eileen put her training to use in England and again after immigrating to Canada as a war bride. Her first marriage to an Ontario serviceman didn’t work out, and in 1946 she and her infant daughter moved to Vancouver.

Her skills helped her find work with Veterans Affairs and while there she met serviceman Bill Griffin, who had been injured overseas. Eileen and Bill married and raised six more children in Haney (now Maple Ridge).

When Eileen answered an advertisement for a secretary to the deputy warden at Haney Correctional Centre, she didn’t know it would lead to a career with the BC government. She interviewed on a Friday and was offered the job on Monday. She later worked at Essondale, Colony Farms, and Alouette River Unit.

Eileen has no regrets about her career with the BC government. “I knew it was secure, I had weekends off with my children, the pay was pretty good, I have a pension, and I still have extended health benefits.”

Eileen joined the Arrowsmith chapter of the BCGREA after she and Bill retired and moved to Qualicum. “I met people who became friends and still go to the lunches.”

Jean and Wilf Rocky Mountain Branch 300

Welcome to our Inaugural Meeting

For the 27 members who attended the first meeting of the Cowichan Valley Branch 2600, networking and renewing friendships over coffee, tea, and donuts underscored excitement and enthusiasm around future events. Flowers were presented to the Duncan Branch by the Nanaimo Branch.

Left to right in photo: Sandy Ballard, Rod Bergen, Sue Powell, Helen Fowler, Doug Ramsfield, Malcolm Crockett

New branch president, Sue Powell, introduced the Planning Committee and read provincial membership secretary Al Barkley's letter of congratulations. The branch membership secretary, Doug Ramsfield, profiled the recent ‘interests survey’ and research on various retiree associations’ benefit plans.

Chris Jancowski, North Cowichan Deputy Fire Chief profiled 'Fire Smart’ recommendations, answered questions, and, with an audience volunteer, demonstrated the use of a fire extinguisher. Another audience member recalled OSH extinguisher training, PASS: Point, Aim, Sweep, and Spray.

The Joys of Camping – Or Perhaps Not

We decided to go camping to our favourite spot, Buttle Lake in Strathcona Park as the weather reports stated that there was no rain in sight for at least another two weeks. The weather was superb on the drive there and we found the perfect site. Far enough back to be quiet, but not too far from the beach or paths. We settled ourselves and youngest son, in our large tent, and our eldest son, and the dog, in a smaller one. The picnic table and fire pit were in between.

The next day we went for a hike to a nearby stream to have a swim. On the way back we heard rumbling. We thought perhaps the dry weather was causing some thunder. By the time we got back, it was raining. We managed to get a large tarp up over the picnic table first. Our youngest son sat under the tarp and the dog ran under the table. (Pets always know when something’s up.) I felt as if someone had just poured a bucket of water over my head. I laughed as I couldn’t see in front of me, it was pouring so hard.

My husband and son fought with the tarps. Then we dug trenches around the tents to reroute the water. When the park ranger came by, he loaned us a shovel and wished us luck. We worked frantically for the next few hours.

When the three of us finally sat down, soaked through, and covered in mud, our youngest asked what we were going to do now. I didn’t know. Everything was wet! We survived the night, but first thing the next morning we packed up and headed home. I was done!

It was sunny in Campbell River. By Parksville, no one had even seen a glimmer of a cloud and looked at us as if we were crazy. It took three days to do the laundry and dry everything out.

Our other camping adventures involved things like propane stoves blowing up, broken radiators and axels, flat tires, dislocated toes, and any number of scratches, burns, and insect stings.

While you may think that I am crazy to even think about going camping ever again, I am ever hopeful. I am now of the opinion to be prepared for the worst and enjoy the adventure regardless. We’ll just have to see what next year brings! And, a word from the wise, never trust the weather reports.

Illustration by Brandyn Hansen Website: brandynhansen.ca

The Value of expanding our footprint at the 55+ Games by Larry Martin

The venue provides an audience to showcase our organization and support our participating members.

Our sponsors were there, BelAir Direct and Hearing Life, along with other retiree organizations: BC Retired Teachers Association and the Municipal Pension Retirees Association. A message from Gord Ditchburn MPRA President, "The Games were a tremendous success, and we were honoured to be recognized as a sponsor, and very much look forward to next year in Kamloops."

Al Coccola convinced eligible members to join, assisting them with the on-site application. Branch representatives at the booth had lively, constructive discussions on all aspects of our organization and engaged with member participants who "showed their colours".

Let us know if you are going to Kamloops 2026 or Surrey 2027.

Cribbage at the 55+ BC Games by France Monro

Last year in Salmon Arm I played cribbage for the first time at the BC 55+ Games with an old friend from Lac La Hache who originally taught me to play the game in my early 20s. I apologized to his wife (I was the MC at their wedding in the 1980s) for stealing him for the week. This year she came with him and partnered with him in cribbage. This left me looking around for another partner. I invited a dear friend with whom I had worked with at Nanaimo Hospital in the late 70s and early 80s. She was a bridesmaid at my wedding in 1987. Although it had been some years since she had played any cribbage, she tuned up by practicing online.

Last year, we won a bronze medal, but unfortunately, this year neither team won a medal. Nevertheless, we had a wonderful time visiting together and playing Mahjong in our downtime. I met with several other old friends, went for some walks, visited old haunts, and generally had a wonderful week. The atmosphere at these games is amazing and I plan to attend Kamloops next year. My original partner is considering trying snooker next year, so maybe I'll partner with his wife this time around!

Duncan at the BC Games

My trip to the 55+ BC Games last year started with a June email from BCGREA. “For those of you going to the BC Seniors Games in Salmon Arm in September, stop by our tent and pick up some swag so you can recognize each other.”

I didn’t know what the games were, but I wanted a road trip. A visit to the games website let me know I was too late to register for curling, which I can do, so I registered for the sprint triathlon. That’s half the Olympic distance and an eighth of an Ironman. Swim-bike-run: I figured, how hard can it be? (It was very hard!)

This September I went back as a swimmer, doing 800 meters and 50 meters freestyle. It wasn’t until August that I could swim 800 meters without stopping. The starting blocks are surprisingly high above water level, but I used them for the first time in the 50-metre race. It felt a bit odd to be among so many really good age-class swimmers, but in swimming as in many other events that I watched there were people like me who were there for their own level of accomplishment. The serious swimmers from my zone were very supportive.

You might see me in table tennis, or maybe I’ll try soccer, or shotput, and maybe javelin. Time to choose and start training.

Check out the games in Kamloops next year, September 8–12, 2026, https://55plusbcgames.org/

Cross Country Skiing by Michelle Schilling

A Psychological Look at Retirement by Ron Morley

Think back to your work site when you were counting the months until you retired. Permanent vacation was within sight, and anxiety was likely increasing.

But have no fear, you have advice. Unsolicited, unscripted, unproven, and sometimes even offensive, words of wisdom. The three richest sources of guidance you likely received were from your family, friends, but predominately your co-workers:

• Find a hobby...volunteer...travel the world.
• Pseudo financial planners - maximize your RRSPs and TFSAs before 71.
• Retire but come back as a casual.
• Take full advantage of your benefits before you retire.
• Medical experts - "Rest, Relax, Repeat."

Now fast forward back to present day. You are retired and desire to be happy in our golden years. But how can we be happy when we have such difficulty defining it? Happiness is very subjective and context dependent. We have 85 billion neurons between our ears which all require significant amounts of energy – approximately 20% of all the energy that our bodies produce even though these complex organs only comprise 2% of our body weight. The average adult brain consumes about 20 watts of power, enough energy to power (and crank) the Pioneer stereo in my 1973 F150, a time when my head had noticeably more hair and cassettes had just trumped 8-tracks.

As sophisticated and fascinating as our brains are, they may also prove to be our challenge in retirement. As happiness is difficult to define, so is retirement. While money management is undoubtedly important, psychological wisdom may prove to be scarcer. Many of us may benefit more from learning about strategies to cope with the losses that we commonly face in retirement – routine, identity, relationships, purpose, and power (Riley Moynes, “The Four Phases of Retirement: What to Expect When You Retire”). Compounding these losses are the maladjusted responses to them such as fear, anxiety, divorce, depression, as well as cognitive and physical decline.

By comparison, I am a newbie retiree to most of you readers. I was amongst the 266,000 Canadians who retired in 2022. After what I could sheepishly and hopefully describe as an illustrious career as a Psychiatric Nurse in a forensic setting. I believe I did thoughtfully prepare myself psychologically for the uncharted territory of retirement.

The science of psychiatry has always been of interest to me. Recently, I stumbled across the “Harvard Study of Adult Development”, believed to be the longest study of adult life. Harvard scientists began tracking the physical and mental health of 268 Harvard sophomores in 1938 (one of whom was John F. Kennedy) and then eventually expanded their study to capture offspring and spouses. Researchers conducted hundreds of interviews and questionnaires and scoured over the participant's medical records in the hope of discovering the key to living healthy and happy lives. It bears mentioning that in 1938 the most common life goals for these sophomores was fortune and fame, perhaps due to the backdrop of the Great Depression. During the 1970s, the control group was expanded to include 456 Boston inner-city residents in contrast to the privileged. It is also significant to note that the findings of this study did not discriminate – the results applied equally to the Harvard group as they did towards the disadvantaged controls.

Almost 90 years later the research continues to provide the benefits of insights into human behaviour and health. Surprisingly, the best predictor of physical health was not cholesterol levels but rather satisfaction with their relationships at age 50. It was also proven that the healthiest 80-year-olds were those that were most satisfied in their relationships at age 50 regardless of privilege or poverty. The quality rather than the quantity of our relationships also brings us joy and health – one solid relationship is better than 10 superficial ones and genetics plays less of a role in longevity than our relationships. How to achieve this utopia is beyond the scope of this PEN article, however I would encourage you to read:

https://news.harvard.edu/gazette/story/2017/04/over-nearly-80-years-harvard-study-has-been-showing-how-to-live-a-healthy-and-happy-life/

https://www.ted.com/talks/robert_waldinger_what_makes_a_good_life_lessons_from_the_longest_study_on_happiness

ESTATE PLANNING TIPS - POWER OF ATTORNEY BY TOM MARTELL, MANULIFE

What is a power of attorney?

A power of attorney authorizes one or more people to manage money and property on behalf of someone else (the grantor). The person appointed can be a family member, friend, or professional. While each province and territory has different legislation governing powers of attorney, there are two basic types.

A general power of attorney takes effect only when the grantor is mentally capable of managing their own affairs. It ends if the grantor becomes mentally incapable. In addition, it can be specific or limited, applying only to a defined task, such as selling a house, or to a defined period, such as the dates the grantor plans to be out of the country. It starts either as soon as it’s signed or on a specific date.

An enduring, durable or continuing power of attorney allows the attorney to continue acting if the grantor becomes mentally incapable. It starts either as soon as it’s signed or only when the grantor becomes mentally incapable. The standard for incapacity should be specified for a springing power of attorney.

What can an attorney do?

An attorney can be authorized to take care of a range of tasks on the grantor’s behalf, such as managing day-to-day banking, signing cheques, buying or selling real estate, and borrowing money. The money and property continue to belong to the grantor — they’re simply delegating authority to manage it. It’s important to note that an attorney can’t change the grantor’s will, change a named beneficiary on a life insurance plan, or give a new power of attorney to anyone else.

That said, because an attorney has such important responsibilities, it’s a good idea to ask a lawyer who’s familiar with the grantor’s provincial or territorial power of attorney legislation to draft this document. A lawyer can make sure that a power of attorney is valid, explain how to monitor an attorney’s actions, and advise how to revoke or change a power of attorney appointment. A lawyer can also incorporate restrictions that limit what an attorney can do.

Who is the right person for the job?

A power of attorney grants considerable authority. Questions to consider before selecting an attorney include:

• Is this person willing to be an attorney?
• Can this person be trusted with personal finances?
• Is this person reliable, living nearby, easy to contact, and readily available?
• Does this person have a good understanding of financial matters?
• Are there financial, health, or family challenges that may interfere with this person’s duties?
• Does this person have time to dedicate to being an attorney?

This is a brief summary of a Power of Attorney, once someone has been chosen, talk with your lawyer about your financial preferences and have him/her draw up your power of attorney.

Volunteers for Cancer Patients – Did you know? By Cindy Fristoe

The Cancer DriveLine Society and The Canadian Cancer Society – Wheels of Hope offer driving programs to cancer patients that need transportation to treatment in BC.

If you are looking for something to do for a few hours a week or month, consider volunteering to be a driver.

Cancer DriveLine Society
https://cancerdriveline.ca
Ride requests call 778-265-0906 or email cancerdrivelinedispatcher@gmail.com

Canadian Cancer Society
https://cancer.ca/en/living-with-cancer/how-we-can-help/transportation
Patients must be able to get in and out of a vehicle without assistance. If you cannot travel independently, you must bring a travel escort (at least 18 years of age) with you. They are unable to transport wheelchairs.

Contact them to find out more about this program in your area. Prince George, Southern Interior and on Vancouver Island call: 1-888-939-3333

2026 Pension Payment Dates

1955 SADDLE TRIP by Lloyd Jeck

July 1955 six eager soles gathered in Jasper, AB for a 12-day horse trip along the Jasper Park North Boundary Trail in the Rocky Mountains. The party included three ladies from the United States. Support staff were the Guide, Cook, and Wrangler.

Trailhead was on the Alberta side of Yellowhead Pass, Hwy 16. The first day was northward up the Miette River Valley. A layover day allowed the Guide to inspect the trail up the timbered slope that would provide entry into BC. Third day’s travel required considerable elevation gain to reach the western exposure of the Divide, where several inches of old snow was encountered. Now, in the Fraser River drainage, the route continued upwards to re-enter Alberta. At this point, the horses were near belly level in mushy snow. The third night’s camp was at the head of Snaring River.

Fourth day required negotiating narrow Colonel Pass and following steeply down the small stream of that same name. Now in the Moose River Valley, a substantial tributary of the Fraser, the night-camp was set up. At this point, the trail crossed the Moose River. However, the river was extremely high, having spilled over its banks flooding valley bottom. As it would be swimming water, the Guide decided it best to “bushwhack” up the wrong side of the valley. In situations like this, the highest ground is often a narrow strip right beside the river’s bank.

Following single file, in this track, a young packhorse decided to gain position by passing and got tipped into the swollen river. The loaded horse went completely out of sight in the deep water. When surfacing, she swam to the far side and parallelled the train for three miles before joining up. Gaining the confluence of Campion Creek, the party turned a short distance east, up that stream, and camped for two nights. On this layover, the Guide checked the high trail over Wall Pass to get back into Alberta. The Wrangler escorted the guests on a short ride further up Moose River. Day seven had the outfit moving over Wall Pass into Alberta’s Snake Indian River watershed. Ogilvie site was the next home for two nights. A ride up the river valley provided spectacular views.

(Abridged) Story and photos by (Wrangler) Lloyd Jeck. Website: https://majeckbooks.weebly.com

My Most Unusual Experience by Ian Cameron

There are three kinds of unusual experiences: one that has happened only once to the person in question, one that has happened to many people but was particularly outstanding, or one that is so rare that few people have ever had it. Mine comes under the third heading: I am one of a handful of people now alive who has swaged a Stanley Steam Car boiler in situ. In fact, most people don’t even know what that means.

In 1955 I was one of the first students in the brand-new Central Junior High School which featured a large library with an amazingly complete collection of books about cars, probably bought on the advice of shop teacher Doug Collis, a car nut. One was The Story of a Stanley Steamer which I read, and re-read, and promised myself that I’d own someday. Someday came 54 years later when I bought a 1919 Stanley 5 seat touring car (red convertible) in Sacramento.

The car arrived and I spent a few days making sure it was ready for the road, and for its inspection at a local garage. The inspection was painless:
“Wipers?” “Doesn’t have any. The windscreen folds down, see?”
“Windshield washer? Don’t tell me.”
“Seatbelts, no, I know.”
“Horn?” “It’s got a whistle. Pull that cord.” “Jesus! Don’t use that in traffic!”

Off to my local insurance agency to fill out the form.
Young Lady: “You didn’t check off the fuel.”
Me: “There’s no space for kerosene.”
Young Lady: “We’ll put down gas.”
No mention of the fact that the car runs on a roaring fire two meters from a tank full of gasoline (it’s difficult to buy 60 litres of kerosene). I registered it as an antique car, with no problem at all.

I drove it home and around Central Saanich a few times, testing the various adjustments I made until one day I scorched the boiler. Meaning: I ran it out of water while the fire was still lit, whereupon the boiler tubes leaked, and it wouldn’t hold pressure. (‘Pressure’ on a Stanley is 600 PSI, or 42 BAR, or 4200 kilopascals: it’s really, REALLY, high pressure.)

Solution: I had to swage the boiler. This meant I had to tighten up the 680 vertical tubes which run from the bottom sheet of the boiler to the top sheet. The Stanley boiler is a cylinder 58 cm in diameter, 45 cm high, made of sheet steel wrapped with three layers of piano wire. The burner, which is like a very large burner on a gas kitchen range, is below the boiler and the heat rises through the tubes and is contained by an insulated bonnet on top.

To swage the boiler in situ (in place, without removing it from the car [which is tricky as it weighs 250 kg]) you:

• jack up the car
• undo six bolts and five fittings
• lower the burner
• remove the smoke bonnet (six more bolts)
• chalk a diagram on the bottom sheet to guide your progress
• don your goggles and hold your drift (a tapered steel rod) in vice-grips
• dip rod in oil
• insert it into the first tube and whack it with a two-kilo hammer

Ian cleaning the bonier tubes before swaging

You then twist the vice-grips to loosen the drift, dip it in oil, insert it into tube number two, whack it with the hammer, and repeat - 678 times - while you lie on your back on a crawler while soot and rust particles rain down on you. (I mentioned goggles, didn’t I?)

When you have done all 680 tubes you fill the boiler with water (which fills all the space that isn’t occupied by tubes) and pump it up to 800 PSI. (200 PSI safety measure.) Then you slide under again and pray. If you are incredibly lucky there will be no water leaking out from where those 680 tubes are held in the sheet. I have no idea how often that happens, but I would guess not often. It certainly didn’t happen for me. It took me five tries, a total of 22 hours on my back swinging a heavy hammer, to get the tubes tight.

Then I put it all back together, fired it up, and it leaked. So I did it all over again, and this time it only took three tries. When I fired it, it didn’t leak. Grand total – 52 hours. But according to the Steam Car Club of North America, I’m one of six people who have done that in the past 25 years, world-wide. I’ll take that as unusual.

Author Interview – Gordon Boisvert by Zoe Duff

Gordon Boisvert (writing as Gordon Greene) is a Canadian author whose suspense fiction explores leadership, loyalty, and survival. After a four-decade career in business and IT, he retired in 2016 and joined BCGREA.

Greene’s storytelling roots trace back to childhood in Calgary, where early writing projects sparked a lifelong passion. A Cold War thriller drafted in his twenties was shelved with the collapse of the USSR, but the desire to write endured. Greene moved to BC in 1982 and lives in Mill Bay with his wife and their canine companion. His family includes adult children and teenage grandchildren.

His debut novel, Dominance Unleashed: Unmasking the Monolithic King (2023), was followed by Echoes of Duty: In Search of Innocence (2024) and Quest (2025). In Echoes of Duty, Greene introduces Mark Peltier, a former Green Beret seeking peace in the US Virgin Islands, only to be pulled into danger when a child under his care is abducted. Quest explores the perilous edge of AI, loyalty, and betrayal.

All three books are available in eBook and print formats. Learn more at https://gordongreenebooks.com/index.htm
Audiobooks are available for the first two, while Quest is released as a podcast series: https://gordongreenebooks.com/quest_audio.htm

Author Interview – Malcolm Crocket by Zoe Duff

Malcolm Crockett is a Canadian author whose debut novel, No Backup – A Set-up and More, blends memoir, social commentary, and literary intrigue to expose a troubling chapter in Canadian history. Drawing on over 30 years of government service, his novel, told through the lens of a young social worker navigating systemic discrimination and personal trauma, explores the covert harassment of LGBTQ+ individuals in Canada’s military and civil service from the 1960s to the 1990s..

Crockett’s career in child protection social work spanned 37 years. As a Field Practice Supervisor, Crockett mentored many Social Workers and Child and Youth Workers working towards the goal they were asked to achieve. In his final six years before retiring on December 31, 2022, he served on MCFD’s Provincial Mobile Rapid Response Team.

Encouraged by a BCGEU colleague, Crockett turned to writing, having previously edited a book profiling services for Burnaby’s retired population. No Backup is available at: https://tinyurl.com/45nzkaxn

The Cell Phone Debate - The Big Picture (Part 2 of 3)

How Seniors Use Mobile Phones

Studies show seniors rely on mobile phones for communication, memory aids, emergency response, and social engagement. Here are some key ways they integrate phones into daily life:

• Reminders & Alerts – Phones help seniors track medications, appointments, and daily tasks using voice reminders and notifications.
• Emergency Assistance – Dedicated SOS buttons and auto-answer features provide safety and quick access to help or identify emergency contacts.
• Caregiver Support & Remote Management – Some devices allow caregivers to remotely manage settings and battery life to reduce frustration.
• Voice Commands & Dictation – seniors can set reminders, send messages, and make calls hands-free using voice assistants.

Common Challenges with cellphones

Seniors often encounter specific challenges when using mobile phones. Most of these can be changed in the accessibility menu on the phone:

• Complex Interfaces – Overly complicated menus and small icons can make navigation frustrating.
• Touchscreen Sensitivity – Some seniors struggle with touchscreens and prefer physical buttons.
• Small Text & Low Contrast – Poor readability can make use difficult.
• Unnecessary Features – Advanced functions like app management and multitasking may feel overwhelming.
• Battery & Charging Issues – Forgetting to charge or dealing with short battery life is a common issue. Remember your phone needs to be charged to work.
• Call & Scam Protection – Many seniors benefit from blocking unknown numbers to prevent phone scams. This feature is found in most phones.

Unexpected Benefits from Mobile Phones

Beyond basic functions, mobile phones offer useful tools that many might not initially consider. These can be accessed either through Wi-Fi connections or cellular data:

Navigation & Travel Assistance

• Google Maps – Offers turn-by-turn directions, saved locations, and public transit schedules along with restaurant and attraction reviews and indications of wait times.
• Transit App – Covers Vancouver, Victoria, and other B.C. cities, providing real-time bus and train schedules.

Translation & Communication

• Google Translate – Supports live voice and text translation.
• SayHi Translate – Offers voice translation with Canadian French and English support.
• Microsoft Translator – Works offline, useful for travel.

Reminders & Organization

• Medisafe – Helps seniors track medications with alerts and caregiver notifications.
• Google Calendar – Allows event scheduling, appointment reminders, and daily task management.
• Evernote & Google Keep – Great for shopping lists, notes, and organizing information.
• Google Wallet and similar – Great for storing loyalty card information or making digital payments

Photography & Video for Shopping

• Microsoft Lens – Scans receipts, warranties, and product labels for easy reference.
• Google Photos – Stores and organizes shopping images for later comparison.
• CamScanner – Converts photos into PDFs, useful for saving product details.

Government-Supported Apps in British Columbia

BC Services Card App

• The BC Services Card app allows residents to securely verify their identity online and access government services.
• It replaces the CareCard and is used for healthcare access, identity verification, and logging into government portals including Revenue Canada.

Health Gateway

• Health Gateway is a secure platform that provides access to personal health records in British Columbia. ( this is separate from Lifelabs app)
• Seniors can use it to:
  • View lab results, imaging reports, and medication history.
  • Check immunization records and COVID-19 proof of vaccination.
  • Track hospital visits and health appointments.

Safety & Emergency Features

• Senior Safety App – Allows caregivers to track a senior’s location in case they get lost.
• Life360 – Provides real-time GPS tracking for family members.
• SOS My Family – Sends emergency alerts with location details.

Why Mobile Banking Apps Can Be More Secure

What about online banking vs. using a mobile app? Mobile banking apps generally offer additional layers of protection that can make them more secure than traditional online banking.

• Biometric Authentication – Many banking apps require fingerprint or facial recognition before granting access, making it harder for unauthorized users to log in.
• App Sandboxing – Mobile apps operate in a controlled environment, reducing exposure to malware compared to web browsers.
• Automatic Logout & Session Expiry – Banking apps automatically log out after inactivity, reducing the risk of unauthorized access.
• Push Notifications for Transactions – Many apps send real-time alerts for purchases or withdrawals, allowing users to detect fraud quickly.
• Limited Exposure to Phishing – Since banking apps don’t rely on web browsers, users are less likely to fall for phishing scams that mimic bank websites.

Be Emergency Prepared – What Seniors Need to Know

(Excerpts from the guidebook originally developed by the Maple Ridge, Pitt Meadows, Katzie, and the Seniors Network; and revised 2023 in partnership with Diverse City, Golden Community Resources Society, Maple Ridge, and United Way.)

Emergencies can occur suddenly and without warning so it is important that individuals and families (especially those with support needs) are prepared to be self-reliant for a period of up to seven days immediately following a disaster.

In an emergency, phone lines, gas, electricity, and water services can be disrupted for an extended period. Roads may be blocked, store and gas stations closed, and ATMs out of service. Water, heat, electricity, or telephone service could be disrupted for up to one week.

What Everyone Should Know about Preparedness

Have a radio so you can get the latest news.

Know when to shut off gas, water, and utilities and keep the tools nearby. Turn off gas ONLY when you hear it, smell it, or when officials instruct you to do so. It takes a technician to turn the gas back on. Meanwhile, you may need to cook, heat your home, or access water. Create a plan for how to manage during the shutdown. Turn off other utilities if you suspect a leak, if lines are damaged, or your home is inundated by water.

Have a fire extinguisher and ensure everyone in the household knows how to use it. Functioning smoke alarms should be installed on each level of your home, especially outside bedrooms. Deaf or hard-of-hearing should install visual smoke detectors.

Homeowners insurance may not cover flood damage or other acts of nature. Review your policy to ensure you have the coverage you think you need. Include the policy holder’s (not the sales agent’s) contact information with a photocopy of your insurance documents in your important documents folder.

Have a phone at home that does not require electricity to work or can be battery powered. Your cell phone may not work so do not count that as your secondary phone. Consider purchasing a medical alert system if the situation warrants it.

Personal Assessment

Determine what you can do yourself and what you will need help with. As you go about your daily routine, carry a notepad and jot down anything that might be difficult for you to manage without help. Make list of resources to assist you when in need.

Collect contact information including phone, email, and social media info for your family, friends, caregivers, neighbours, and medical service providers. Create a phone tree so friends and family can check on you if necessary.

If you take medication that needs to be kept cool, have ice packs ready to put in an insulated bag should there be a power outage or evacuation.

For more information, and the full booklet, contact: https://www.canada.ca/en/services/policing/emergencies/preparedness/get-prepared.html

Resources

• Emergency Info BC: www.emergencyinfobc.gov.bc.ca
• Wildfire in BC: 1-800-663-5555 or (*5555 from a cell phone)
• Regional Districts: https://www.civicinfo.bc.ca/regionaldistricts or call 1-800-663-7867
• 211 British Columbia: visit bc.211.ca or dial (or text) 2-1-1
• Canada Red Cross: www.redcross.ca/prepare or call 1-613-740-1900
• Emergency Management and Climate Readiness (EMCR): https://www2.gov.bc.ca/gov/content/safety/emergency-management/preparedbc or call 250-952-4913 or (in an emergency call 1-800-663-3456)
• Environment Canada Weather Office: https://www.canada.ca/en/services/environment/weather/yourweather.html
• First Nations Emergency Services Society of BC: www.fness.bc.ca or call 604-669-7305

Benefits & Drawbacks of Google with Zoom By George Bowden

I asked Google Gemini to list the benefits and drawbacks of the summary generated by Zoom AI of a meeting. Here’s its answer:

Benefits

• Timesaving: Get the gist of a meeting quickly. Especially useful if you missed a portion.
• Easy Information Retrieval: Find key decisions, action items, and topics discussed without having to scrub through a video.
• Improved Accessibility: Beneficial for those who have difficulty focusing or prefer reading over listening.
• Record Keeping: Provides a written record of the meeting's key points.
• Action Item Tracking: Easier to follow up on tasks assigned individuals.
• Highlights Key Decisions
• Supports Asynchronous Collaboration: Absent team members can catch up and contribute effectively.

Drawbacks

• In a hybrid meeting of both Zoom and in-person attendees, in-person speakers are not identified.
• Zoom attendees must show their real names. A name like “iPad” is incognito.
• Inaccuracy: AI-generated summaries might misinterpret nuances, miss subtle but important points, or incorrectly transcribe spoken words.
• Lack of Context and Tone: Non-verbal cues and emotional undertones are entirely lost.
• Hinder Engagement: If participants know a summary will be available, they might be less attentive during the meeting.
• Not a Substitute for Full Participation: While helpful, a summary cannot capture the collaborative spirit and real-time discussions of a live meeting.
• Dependence on Audio Quality: Background noise or unclear speakers can significantly impact the quality.
• Privacy Concerns: Depending on how the data is processed and stored, privacy might be a concern.
• May Miss Nuanced Discussions: Complex or highly nuanced discussions in back-and-forth dialogue, and subtle arguments, might be oversimplified or misinterpreted.

Overall, Zoom's meeting summaries are a valuable tool for efficiency and information sharing. However, it's crucial to be aware of their limitations and use them judiciously, ideally as a supplement to, rather than a replacement for, active participation and careful review when necessary.

The Spirit Bear Crossword

We remember and honor our departed members.